You think they went
away when seniors jumped all over them last time? No, they just crawled under
their rock for a while then crept back out. In fact, the Bush administration
has recently said �unsustainable growth� in spending on programs like Medicare
is contributing to �the biggest challenge to the nation�s economic health.�
That�s a flat-out lie.
One of the biggest
leeches sucking the blood of the federal budget is Bush�s continued tax breaks
for the wealthiest 5 percent of Americans. Trillions are whooshing off in that
direction, not to mention the trillions on illegal wars. Nor can Bush blame it
on the baby boomers who will be retiring, which is another old lie. The simple
truth is that the Bush/neocon nexus plans to constantly shift Medicare cost
from government to seniors, mostly living on fixed incomes, to make Medicare
either unaffordable or unavailable to more and more seniors.
In Bush�s 2009 budget,
he has proposed $556 billion in Medicare spending cuts over 10 years. These
cuts will bleed the traditional Medicare benefits dry. His arbitrary �funding
cap� asks for an expansion of �means-tested premiums,� which reared their ugly
heads in 2007. For the first time in Medicare�s 43-year history, Part B
means-premiums (for doctor care) were implemented. Thus, some seniors paid
more, much more, for this life-preserving, life-saving care than others. Now
the wolves would like to do the same to Part D premiums for drug coverage in
2009.
�Means-premiums� mean
that if you earn more money, your premiums can be higher, even double or triple
what somebody else pays, despite the fact that you probably paid higher taxes
most of your working life and paid the various maximum caps on Social Security
taxes. The idea here is to drive those seniors away from Medicare to private
insurance. The truth is, Medicare was conceived of during Kennedy's presidency
and signed into law by Lyndon B. Johnson as a universal
entitlement program. Bush and the
neocons are now trying to turn Medicare into an income-based welfare program,
i.e. the higher your income, the more you will pay.
If Bush applied that
rule to our income tax, which is where it belongs, the trillions in planned
giveaways to the top 5 percent earners would go away. We would return to a
progressive not a regressive income tax, and fiscal health would return to
Medicare and the US budget. Ending the illegal wars would help a great deal,
too.
Moreover, the neocons
should raise the Social Security income tax cap substantially, that is, how
much of your total income can be taxed for Social Security. That figure has
been modestly raised to $102,000 for 2008.
That figure could easily go to $250,000, at least. This would bring
considerably more income into the Social Security Trust Fund, and could help
with Medicare, an integral component of Social Security.
So, as it stands
today, Warren Buffet�s income cap on his Social Security tax is $102,000,
despite the fact that he personally admits to earning �billions and billions of
dollars.� He pays the same amount of Social Security tax as an individual
making $102,000. Where is the �means� clause here, especially given the
plethora of multi-millionaires and billionaires we boast of in this country.
All payees pay at the same tax percentage, 6.20 percent of their wages. A
matching amount of 6.20 percent is paid by their employers. While you�re at it,
contemplate this fact: Billions of
dollars that should be used to reduce seniors� costs are subsidizing
profit-driven drug and insurance companies
For the above, we can
thank the army of private industry lobbyists who practically wrote the Medicare
Modernization Act of 2003 with their clients� profits in mind, not seniors�
finances. In fact, between 1998 and 2005, Big Pharma spent $900 million on
lobbying, more than any other industry. Another $89.9 million found its way
into federal candidates' campaigns and party committees� coffers, most of the
payola going to those backing Medicare �reforms� that involved privatization.
Actually, greasing
the wheels of government paid off. Big Pharma has become one of the biggest
�beneficiaries� of the Medicare Modernization (think Privatization) Act, raking
in record profits. President Bush�s 2009 budget proposal protects $150 billion
in taxpayer-supported subsidies to the insurance industry over the next 10
years. Imagine that. So, as money is departing seniors� pockets for additional
costs in the next 10 years, additional profits are rolling into the coffers of
Big Pharma and insurance companies. Do we see a connect here?
Remember, too, the
basic unfairness of the Part D for drug program. First, the coverage you pay for comes with the infamous
�donut hole� in it. That is, after reaching $2,510 in covered prescription
costs, beneficiaries must pay entirely from their pockets the next $3,216.25 of
their covered drug costs. While picking up those expenses, you must continue to
pay monthly premiums, because Medicare won�t pay again until �beneficiaries�
have reached $5,726.25 in covered drug costs. Lastly, you pay for basic Part D
�coverage" to an insurance company you choose from a list the government
provides.
If you know you�re going
to need more than the initial $2,510 in coverage, then you need to pay for more
insurance to cover the �donut hole� itself. And of course, Medicare is not
allowed to bargain with drug companies about their drug prices, even though
Medicaid and the Veterans� administration is so allowed. No, the Bush �folks�
just want to bleed the seniors dry with those cuts or chase them away if they
can pay according to �means-premiums.� This while filling the pockets of the
insurance and drug industries.
If you�re wondering
where this information on the proposed cuts comes from, it�s from the National
Committee to Preserve Social Security and Medicare. NCPSSM was launched in 1982
by Franklin and Eleanor Roosevelt�s eldest son, James, on whose arm that titan
of a president/father often leaned to balance his upper-body from his
polio-paralyzed legs. After the disease hit FDR at age 39, he had to re-learn
to move by balancing himself on canes and/or other people, and appear to be
walking.
What�s more, the ten pounds of braces FDR wore every day
were painted black, and his trousers cut longer, so that no one would see them.
Despite his constant pain through 12 plus years of presidential service, which
included leading us from the Depression through WW II, FDR gave us scant
glances of his infirmity. He didn�t want pity. Among his many concerns, his
intention was always to bring financial relief and security to senior
Americans, unlike the lame duck presently filling the White House. But then FDR
was a profile in courage not cowardice -- a man of heart and compassion, not
mean-spiritedness and cruelty. He signed the Social Security
Act into law on August 14, 1935.
To return to NCPSSM,
it does not sell insurance. It does not accept �donations� from drug companies
or private interests. It is totally and solely supported by members, of which
this senior and writer is proud to be one. This is for our clout, our wake-up
call in the halls of Washington. And no one but my own conscience has asked or
driven me to write this article. In fact, if you are a senior, I suggest for
your own good that you forward them a contribution like I just did.
You can mail it to
the National Committee to Preserve Social
Security and Medicare, Suite 600, 10 G Street, NE, Washington, DC 20002,
call 1-800-966-1935, or visit them on the web. The Committee is presently
headed by Barbara B. Kennelly. Seniors� best interests have been part of her life�s
work for over 20 years -- first as a member of Congress and ranking member of
the Ways and Means Subcommittee on Social Security, and then as counselor to
the commissioner of the Social Security Administration. She�s a good caring
lady. Now, do the right thing and give her and yourself a hand in this
ceaseless battle.
Jerry Mazza is a freelance writer living in New York.
Reach him at gvmaz@verizon.net.